> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pcxpay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> PCX cross-border payment infrastructure — internal developer reference

# PCX Developer Documentation

PCX is a **cross-border payment infrastructure platform** built on AWS microservices. This documentation is the internal reference for the PCX engineering and product team — covering every service, entity, flow, and operational detail.

## What PCX does

* **Organizations** — multi-tenant structure with KYB verification, member RBAC, and rate configuration
* **Users** — Cognito-backed identity with KYC verification and Bridge integration
* **Payments** — outbound and inbound money movements via multiple provider corridors
* **Virtual Accounts** — multi-currency accounts (NGN, USD, GBP, EUR)
* **Transactions** — immutable ledger records for every money movement
* **Beneficiaries** — saved recipient accounts (bank transfer and mobile money)
* **Payment Links** — hosted payment pages for link-based collection
* **Webhooks** — real-time event delivery to registered org endpoints
* **API Keys** — server-to-server auth credential management

## API base URL

```
Production:   https://prod-api.pcxpay.com/v1
Development:  https://devs.pcxpay.com/v1
```

## Where to start

<CardGroup cols={2}>
  <Card title="Authentication" icon="lock" href="/authentication">
    API keys and JWT — both headers explained
  </Card>

  <Card title="Quickstart" icon="bolt" href="/quickstart">
    Create an org and make your first API call
  </Card>
</CardGroup>