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  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/create-api-key</loc>
    <lastmod>2026-09-29T14:57:31.229Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/delete-api-key</loc>
    <lastmod>2026-09-29T14:57:31.256Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/list-api-keys</loc>
    <lastmod>2026-09-29T14:57:31.215Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/revoke-api-key</loc>
    <lastmod>2026-09-29T14:57:31.270Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/validate-api-key</loc>
    <lastmod>2026-09-29T14:57:31.243Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/exchange-truelayer-auth-code</loc>
    <lastmod>2026-09-29T14:57:31.626Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/initiate-truelayer-oauth-flow</loc>
    <lastmod>2026-09-29T14:57:31.612Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/list-supported-nigerian-banks</loc>
    <lastmod>2026-09-29T14:57:31.545Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/list-supported-uk-banks</loc>
    <lastmod>2026-09-29T14:57:31.532Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/validate-nigerian-bank-account</loc>
    <lastmod>2026-09-29T14:57:31.598Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/validate-uk-account-format</loc>
    <lastmod>2026-09-29T14:57:31.558Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/validate-uk-account-via-modulus-check</loc>
    <lastmod>2026-09-29T14:57:31.572Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/verify-uk-account-holder-name</loc>
    <lastmod>2026-09-29T14:57:31.585Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/create-a-beneficiary</loc>
    <lastmod>2026-09-29T14:57:31.363Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/delete-a-beneficiary</loc>
    <lastmod>2026-09-29T14:57:31.427Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/get-a-beneficiary</loc>
    <lastmod>2026-09-29T14:57:31.394Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/list-beneficiaries</loc>
    <lastmod>2026-09-29T14:57:31.376Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/update-a-beneficiary</loc>
    <lastmod>2026-09-29T14:57:31.408Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/add-a-milestone</loc>
    <lastmod>2026-09-29T14:57:32.101Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/assign-parties-to-a-milestone</loc>
    <lastmod>2026-09-29T14:57:32.186Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/cancel-an-escrow-project</loc>
    <lastmod>2026-09-29T14:57:32.088Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/create-an-escrow-payment-link</loc>
    <lastmod>2026-09-29T14:57:32.253Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/create-an-escrow-project</loc>
    <lastmod>2026-09-29T14:57:32.028Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/get-a-milestones-contract</loc>
    <lastmod>2026-09-29T14:57:32.239Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/get-an-escrow-project</loc>
    <lastmod>2026-09-29T14:57:32.058Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/list-escrow-disbursements</loc>
    <lastmod>2026-09-29T14:57:32.265Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/list-escrow-projects</loc>
    <lastmod>2026-09-29T14:57:32.013Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/register-parties</loc>
    <lastmod>2026-09-29T14:57:32.131Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/remove-a-party</loc>
    <lastmod>2026-09-29T14:57:32.173Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/remove-a-party-from-a-milestone</loc>
    <lastmod>2026-09-29T14:57:32.213Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/submit-a-contract-confirmation</loc>
    <lastmod>2026-09-29T14:57:32.226Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-a-milestone</loc>
    <lastmod>2026-09-29T14:57:32.116Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-a-party</loc>
    <lastmod>2026-09-29T14:57:32.160Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-an-escrow-project</loc>
    <lastmod>2026-09-29T14:57:32.073Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-milestone-party-splits</loc>
    <lastmod>2026-09-29T14:57:32.200Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-parties</loc>
    <lastmod>2026-09-29T14:57:32.146Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/external/introduction</loc>
    <lastmod>2026-09-29T12:25:45.423Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/browser-callback-after-hosted-checkout</loc>
    <lastmod>2026-09-29T14:57:31.159Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/initiate-a-crypto-ramp</loc>
    <lastmod>2026-09-29T14:57:31.174Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/initiate-a-payment</loc>
    <lastmod>2026-09-29T14:57:31.130Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/initiate-a-payment-deprecated</loc>
    <lastmod>2026-09-29T14:57:31.200Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/list-available-payment-networks</loc>
    <lastmod>2026-09-29T14:57:31.187Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/submit-a-payment-action</loc>
    <lastmod>2026-09-29T14:57:31.144Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/confirm-va-payment</loc>
    <lastmod>2026-09-29T14:57:32.402Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/create-a-payment-link</loc>
    <lastmod>2026-09-29T14:57:32.278Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/create-a-va-payment-link</loc>
    <lastmod>2026-09-29T14:57:32.375Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/get-a-payment-link</loc>
    <lastmod>2026-09-29T14:57:32.298Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/initiate-va-payment</loc>
    <lastmod>2026-09-29T14:57:32.389Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/list-org-payment-links</loc>
    <lastmod>2026-09-29T14:57:32.337Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/revoke-a-payment-link</loc>
    <lastmod>2026-09-29T14:57:32.311Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/send-otp</loc>
    <lastmod>2026-09-29T14:57:32.350Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/verify-a-payment-link</loc>
    <lastmod>2026-09-29T14:57:32.325Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/verify-otp</loc>
    <lastmod>2026-09-29T14:57:32.363Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/create-a-payment</loc>
    <lastmod>2026-09-29T14:57:31.453Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/get-a-payment</loc>
    <lastmod>2026-09-29T14:57:31.472Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/get-payments-by-transaction-id</loc>
    <lastmod>2026-09-29T14:57:31.503Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/list-my-payments</loc>
    <lastmod>2026-09-29T14:57:31.440Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/update-a-payment</loc>
    <lastmod>2026-09-29T14:57:31.490Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/filter-transactions</loc>
    <lastmod>2026-09-29T14:57:31.690Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/get-a-transaction</loc>
    <lastmod>2026-09-29T14:57:31.658Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/get-transaction-by-payment-id</loc>
    <lastmod>2026-09-29T14:57:31.677Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/list-my-transactions</loc>
    <lastmod>2026-09-29T14:57:31.640Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/create-fiat-currency-account</loc>
    <lastmod>2026-09-29T14:57:31.729Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/crypto-deposit</loc>
    <lastmod>2026-09-29T14:57:31.818Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/crypto-withdrawal</loc>
    <lastmod>2026-09-29T14:57:31.831Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/get-a-va-transaction</loc>
    <lastmod>2026-09-29T14:57:31.866Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/internal-transfer</loc>
    <lastmod>2026-09-29T14:57:31.793Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/link-external-bank-account</loc>
    <lastmod>2026-09-29T14:57:31.880Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-account-activity-logs</loc>
    <lastmod>2026-09-29T14:57:31.999Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-account-transactions</loc>
    <lastmod>2026-09-29T14:57:31.849Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-accounts-by-organisation</loc>
    <lastmod>2026-09-29T14:57:31.747Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-accounts-by-user</loc>
    <lastmod>2026-09-29T14:57:31.766Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-linked-external-accounts</loc>
    <lastmod>2026-09-29T14:57:31.897Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-org-va-transactions</loc>
    <lastmod>2026-09-29T14:57:31.959Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/ngn-bank-account-lookup</loc>
    <lastmod>2026-09-29T14:57:31.805Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/onboard-a-customer</loc>
    <lastmod>2026-09-29T14:57:31.716Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/org-account-registry</loc>
    <lastmod>2026-09-29T14:57:31.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/org-dashboard-metrics</loc>
    <lastmod>2026-09-29T14:57:31.946Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/org-transaction-summary</loc>
    <lastmod>2026-09-29T14:57:31.973Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/preview-transaction-fee</loc>
    <lastmod>2026-09-29T14:57:31.986Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/submit-customer-kyc</loc>
    <lastmod>2026-09-29T14:57:31.704Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/unlink-external-bank-account</loc>
    <lastmod>2026-09-29T14:57:31.915Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/withdraw-funds</loc>
    <lastmod>2026-09-29T14:57:31.779Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/get-webhook-configuration</loc>
    <lastmod>2026-09-29T14:57:31.296Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/list-subscribable-event-types</loc>
    <lastmod>2026-09-29T14:57:31.324Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/notify-transaction-update</loc>
    <lastmod>2026-09-29T14:57:31.350Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/register-webhook</loc>
    <lastmod>2026-09-29T14:57:31.283Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/send-test-event</loc>
    <lastmod>2026-09-29T14:57:31.337Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/update-event-subscriptions</loc>
    <lastmod>2026-09-29T14:57:31.310Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/authentication</loc>
    <lastmod>2026-09-29T12:25:44.233Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/errors</loc>
    <lastmod>2026-07-15T22:24:23.467Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/pagination</loc>
    <lastmod>2026-07-15T22:24:23.461Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/webhooks</loc>
    <lastmod>2026-09-05T01:10:21.890Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/error-handling</loc>
    <lastmod>2026-08-06T09:12:59.133Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/initiating-a-payment</loc>
    <lastmod>2026-08-06T09:12:59.134Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/overview</loc>
    <lastmod>2026-08-06T09:12:59.133Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/payment-status</loc>
    <lastmod>2026-09-05T01:10:21.920Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/embedding</loc>
    <lastmod>2026-07-15T19:53:40.850Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/overview</loc>
    <lastmod>2026-07-15T19:53:40.849Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/redirect-handling</loc>
    <lastmod>2026-09-05T01:10:21.921Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/session-initialisation</loc>
    <lastmod>2026-09-29T12:25:44.231Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/bank-payouts</loc>
    <lastmod>2026-09-05T01:10:21.933Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/beneficiary-validation</loc>
    <lastmod>2026-09-05T01:10:21.925Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/crypto-payouts</loc>
    <lastmod>2026-09-05T01:10:21.932Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/overview</loc>
    <lastmod>2026-09-05T01:10:21.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/settlement/exchange-rates-and-fees</loc>
    <lastmod>2026-09-05T01:10:21.889Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/introduction</loc>
    <lastmod>2026-08-06T09:12:59.129Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/quickstart</loc>
    <lastmod>2026-09-29T12:25:44.196Z</lastmod>
  </url>
</urlset>