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  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/create-api-key</loc>
    <lastmod>2026-10-28T19:54:17.551Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/delete-api-key</loc>
    <lastmod>2026-10-28T19:54:17.576Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/list-api-keys</loc>
    <lastmod>2026-10-28T19:54:17.539Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/revoke-api-key</loc>
    <lastmod>2026-10-28T19:54:17.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/api-keys/validate-api-key</loc>
    <lastmod>2026-10-28T19:54:17.564Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/exchange-truelayer-auth-code</loc>
    <lastmod>2026-10-28T19:54:17.897Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/initiate-truelayer-oauth-flow</loc>
    <lastmod>2026-10-28T19:54:17.886Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/list-supported-nigerian-banks</loc>
    <lastmod>2026-10-28T19:54:17.827Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/list-supported-uk-banks</loc>
    <lastmod>2026-10-28T19:54:17.815Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/validate-nigerian-bank-account</loc>
    <lastmod>2026-10-28T19:54:17.874Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/validate-uk-account-format</loc>
    <lastmod>2026-10-28T19:54:17.839Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/validate-uk-account-via-modulus-check</loc>
    <lastmod>2026-10-28T19:54:17.851Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/bank-validation/verify-uk-account-holder-name</loc>
    <lastmod>2026-10-28T19:54:17.863Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/create-a-beneficiary</loc>
    <lastmod>2026-10-28T19:54:17.685Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/delete-a-beneficiary</loc>
    <lastmod>2026-10-28T19:54:17.736Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/get-a-beneficiary</loc>
    <lastmod>2026-10-28T19:54:17.710Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/list-beneficiaries</loc>
    <lastmod>2026-10-28T19:54:17.696Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/beneficiaries/update-a-beneficiary</loc>
    <lastmod>2026-10-28T19:54:17.721Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/add-a-milestone</loc>
    <lastmod>2026-10-28T19:54:18.307Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/assign-parties-to-a-milestone</loc>
    <lastmod>2026-10-28T19:54:18.381Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/cancel-an-escrow-project</loc>
    <lastmod>2026-10-28T19:54:18.295Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/create-an-escrow-payment-link</loc>
    <lastmod>2026-10-28T19:54:18.442Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/create-an-escrow-project</loc>
    <lastmod>2026-10-28T19:54:18.258Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/get-a-milestones-contract</loc>
    <lastmod>2026-10-28T19:54:18.430Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/get-an-escrow-project</loc>
    <lastmod>2026-10-28T19:54:18.270Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/list-escrow-disbursements</loc>
    <lastmod>2026-10-28T19:54:18.454Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/list-escrow-projects</loc>
    <lastmod>2026-10-28T19:54:18.246Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/register-parties</loc>
    <lastmod>2026-10-28T19:54:18.331Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/remove-a-party</loc>
    <lastmod>2026-10-28T19:54:18.369Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/remove-a-party-from-a-milestone</loc>
    <lastmod>2026-10-28T19:54:18.406Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/submit-a-contract-confirmation</loc>
    <lastmod>2026-10-28T19:54:18.418Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-a-milestone</loc>
    <lastmod>2026-10-28T19:54:18.320Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-a-party</loc>
    <lastmod>2026-10-28T19:54:18.356Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-an-escrow-project</loc>
    <lastmod>2026-10-28T19:54:18.283Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-milestone-party-splits</loc>
    <lastmod>2026-10-28T19:54:18.393Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/escrow/update-parties</loc>
    <lastmod>2026-10-28T19:54:18.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/external/introduction</loc>
    <lastmod>2026-09-29T12:25:45.423Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/browser-callback-after-hosted-checkout</loc>
    <lastmod>2026-10-28T19:54:17.488Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/initiate-a-crypto-ramp</loc>
    <lastmod>2026-10-28T19:54:17.500Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/initiate-a-payment</loc>
    <lastmod>2026-10-28T19:54:17.425Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/initiate-a-payment-deprecated</loc>
    <lastmod>2026-10-28T19:54:17.525Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/list-available-payment-networks</loc>
    <lastmod>2026-10-28T19:54:17.512Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-initiation/submit-a-payment-action</loc>
    <lastmod>2026-10-28T19:54:17.477Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/confirm-va-payment</loc>
    <lastmod>2026-10-28T19:54:18.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/create-a-payment-link</loc>
    <lastmod>2026-10-28T19:54:18.466Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/create-a-va-payment-link</loc>
    <lastmod>2026-10-28T19:54:18.556Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/get-a-payment-link</loc>
    <lastmod>2026-10-28T19:54:18.482Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/initiate-va-payment</loc>
    <lastmod>2026-10-28T19:54:18.569Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/list-org-payment-links</loc>
    <lastmod>2026-10-28T19:54:18.520Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/revoke-a-payment-link</loc>
    <lastmod>2026-10-28T19:54:18.495Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/send-otp</loc>
    <lastmod>2026-10-28T19:54:18.532Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/verify-a-payment-link</loc>
    <lastmod>2026-10-28T19:54:18.508Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payment-links/verify-otp</loc>
    <lastmod>2026-10-28T19:54:18.544Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/create-a-payment</loc>
    <lastmod>2026-10-28T19:54:17.758Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/get-a-payment</loc>
    <lastmod>2026-10-28T19:54:17.775Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/get-payments-by-transaction-id</loc>
    <lastmod>2026-10-28T19:54:17.803Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/list-my-payments</loc>
    <lastmod>2026-10-28T19:54:17.748Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/payments/update-a-payment</loc>
    <lastmod>2026-10-28T19:54:17.792Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/filter-transactions</loc>
    <lastmod>2026-10-28T19:54:17.956Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/get-a-transaction</loc>
    <lastmod>2026-10-28T19:54:17.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/get-transaction-by-payment-id</loc>
    <lastmod>2026-10-28T19:54:17.945Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/transactions/list-my-transactions</loc>
    <lastmod>2026-10-28T19:54:17.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/create-fiat-currency-account</loc>
    <lastmod>2026-10-28T19:54:17.992Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/crypto-deposit</loc>
    <lastmod>2026-10-28T19:54:18.068Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/crypto-withdrawal</loc>
    <lastmod>2026-10-28T19:54:18.080Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/get-a-va-transaction</loc>
    <lastmod>2026-10-28T19:54:18.112Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/internal-transfer</loc>
    <lastmod>2026-10-28T19:54:18.045Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/link-external-bank-account</loc>
    <lastmod>2026-10-28T19:54:18.124Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-account-activity-logs</loc>
    <lastmod>2026-10-28T19:54:18.233Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-account-transactions</loc>
    <lastmod>2026-10-28T19:54:18.096Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-accounts-by-organisation</loc>
    <lastmod>2026-10-28T19:54:18.007Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-accounts-by-user</loc>
    <lastmod>2026-10-28T19:54:18.022Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-linked-external-accounts</loc>
    <lastmod>2026-10-28T19:54:18.140Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/list-org-va-transactions</loc>
    <lastmod>2026-10-28T19:54:18.197Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/ngn-bank-account-lookup</loc>
    <lastmod>2026-10-28T19:54:18.056Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/onboard-a-customer</loc>
    <lastmod>2026-10-28T19:54:17.979Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/org-account-registry</loc>
    <lastmod>2026-10-28T19:54:18.168Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/org-dashboard-metrics</loc>
    <lastmod>2026-10-28T19:54:18.185Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/org-transaction-summary</loc>
    <lastmod>2026-10-28T19:54:18.209Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/preview-transaction-fee</loc>
    <lastmod>2026-10-28T19:54:18.221Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/submit-customer-kyc</loc>
    <lastmod>2026-10-28T19:54:17.968Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/unlink-external-bank-account</loc>
    <lastmod>2026-10-28T19:54:18.156Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/virtual-accounts/withdraw-funds</loc>
    <lastmod>2026-10-28T19:54:18.034Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/get-webhook-configuration</loc>
    <lastmod>2026-10-28T19:54:17.625Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/list-subscribable-event-types</loc>
    <lastmod>2026-10-28T19:54:17.649Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/notify-transaction-update</loc>
    <lastmod>2026-10-28T19:54:17.672Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/register-webhook</loc>
    <lastmod>2026-10-28T19:54:17.614Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/send-test-event</loc>
    <lastmod>2026-10-28T19:54:17.661Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/api-reference/webhooks/update-event-subscriptions</loc>
    <lastmod>2026-10-28T19:54:17.638Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/authentication</loc>
    <lastmod>2026-09-29T12:25:44.233Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/errors</loc>
    <lastmod>2026-07-15T22:24:23.467Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/pagination</loc>
    <lastmod>2026-07-15T22:24:23.461Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/essentials/webhooks</loc>
    <lastmod>2026-09-05T01:10:21.890Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/error-handling</loc>
    <lastmod>2026-08-06T09:12:59.133Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/initiating-a-payment</loc>
    <lastmod>2026-08-06T09:12:59.134Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/overview</loc>
    <lastmod>2026-08-06T09:12:59.133Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/h2h/payment-status</loc>
    <lastmod>2026-09-05T01:10:21.920Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/embedding</loc>
    <lastmod>2026-07-15T19:53:40.850Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/overview</loc>
    <lastmod>2026-07-15T19:53:40.849Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/redirect-handling</loc>
    <lastmod>2026-09-05T01:10:21.921Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/iframe/session-initialisation</loc>
    <lastmod>2026-09-29T12:25:44.231Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/bank-payouts</loc>
    <lastmod>2026-09-05T01:10:21.933Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/beneficiary-validation</loc>
    <lastmod>2026-09-05T01:10:21.925Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/crypto-payouts</loc>
    <lastmod>2026-09-05T01:10:21.932Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/payouts/overview</loc>
    <lastmod>2026-09-05T01:10:21.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/guides/settlement/exchange-rates-and-fees</loc>
    <lastmod>2026-09-05T01:10:21.889Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/introduction</loc>
    <lastmod>2026-08-06T09:12:59.129Z</lastmod>
  </url>

  <url>
    <loc>https://docs.pcxpay.com/quickstart</loc>
    <lastmod>2026-09-29T12:25:44.196Z</lastmod>
  </url>
</urlset>