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PCX Developer Documentation

PCX is a cross-border payment infrastructure platform built on AWS microservices. This documentation is the internal reference for the PCX engineering and product team — covering every service, entity, flow, and operational detail.

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What PCX does

  • Organizations — multi-tenant structure with KYB verification, member RBAC, and rate configuration
  • Users — Cognito-backed identity with KYC verification and Bridge integration
  • Payments — outbound and inbound money movements via multiple provider corridors
  • Virtual Accounts — multi-currency accounts (NGN, USD, GBP, EUR)
  • Transactions — immutable ledger records for every money movement
  • Beneficiaries — saved recipient accounts (bank transfer and mobile money)
  • Payment Links — hosted payment pages for link-based collection
  • Webhooks — real-time event delivery to registered org endpoints
  • API Keys — server-to-server auth credential management

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API base URL

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Where to start

Authentication

API keys and JWT — both headers explained

Quickstart

Create an org and make your first API call