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POST
/
payments
Create a payment
curl --request POST \
  --url https://prod-api.pcxpay.com/v1/payments \
  --header 'Authorization: <authorization>' \
  --header 'Content-Type: application/json' \
  --header 'X-Api-Key: <x-api-key>' \
  --data '
{
  "amount": 123,
  "currency": "NGN",
  "beneficiary_id": "<string>",
  "payment_method": "bank_transfer",
  "direction": "inbound",
  "org_id": "<string>",
  "target_amount": 123,
  "target_currency": "<string>",
  "from_currency": "<string>",
  "bank_account": {},
  "card_details": {},
  "mobile_money_details": {},
  "payer_details": {},
  "recipient_info": {},
  "metadata": {},
  "user_metadata": {},
  "instructions": "<string>",
  "comments": "<string>",
  "region_id": "<string>",
  "provider": "manual",
  "provider_config_id": "<string>"
}
'
{
  "payment_id": "<string>",
  "amount": 123,
  "currency": "<string>",
  "user_id": "<string>",
  "status": "initiated",
  "direction": "inbound",
  "payment_method": "bank_transfer",
  "org_id": "<string>",
  "beneficiary_id": "<string>",
  "transaction_id": "<string>",
  "target_amount": 123,
  "target_currency": "<string>",
  "from_currency": "<string>",
  "region_id": "<string>",
  "payment_path_method": "direct",
  "bank_account": {},
  "card_details": {},
  "mobile_money_details": {},
  "payer_details": {},
  "recipient_info": {},
  "metadata": {},
  "user_metadata": {},
  "webhook_metadata": {},
  "fee_ids": [
    "<string>"
  ],
  "total_fees": 123,
  "provider": "manual",
  "provider_payment_id": "<string>",
  "provider_status": "<string>",
  "provider_data": {},
  "payout_initiated": true,
  "payout_id": "<string>",
  "instructions": "<string>",
  "comments": "<string>",
  "created_at": "2023-11-07T05:31:56Z",
  "updated_at": "2023-11-07T05:31:56Z"
}

Documentation Index

Fetch the complete documentation index at: https://docs.pcxpay.com/llms.txt

Use this file to discover all available pages before exploring further.

Headers

​
Authorization
string
default:NONE
required

Bearer JWT for user-facing flows (Bearer eyJraWQ...), or the literal string NONE when authenticating via API key.

Example:

"Bearer eyJraWQ..."

​
X-Api-Key
string
default:NONE
required

API key for server-to-server flows, or the literal string NONE when authenticating via JWT.

Example:

"pcx_abc123_xxxx"

Body

application/json
​
amount
number<float>
required
​
currency
string
required
Example:

"NGN"

​
beneficiary_id
string
required
​
payment_method
enum<string>
required
Available options:
bank_transfer,
card,
mobile_money,
crypto,
wallet
​
direction
enum<string>
required
Available options:
inbound,
outbound,
external
​
org_id
string | null
​
target_amount
number<float> | null
​
target_currency
string | null
​
from_currency
string | null
​
bank_account
object
​
card_details
object
​
mobile_money_details
object
​
payer_details
object
​
recipient_info
object
​
metadata
object
​
user_metadata
object
​
instructions
string | null
​
comments
string | null
​
region_id
string | null
​
provider
enum<string>
Available options:
manual,
crypto,
fiat,
hybrid,
sarepay,
paystack,
flutterwave,
truelayer,
yellowcard,
stripe,
paypal,
trustpayment,
squad
​
provider_config_id
string | null

Response

Payment created

​
payment_id
string
​
amount
number<float>
​
currency
string
​
user_id
string
​
status
enum<string>
Available options:
initiated,
reviewed,
confirmed,
processing,
pending,
completed,
failed,
refunded,
rejected,
canceled
​
direction
enum<string>
Available options:
inbound,
outbound,
external
​
payment_method
enum<string>
Available options:
bank_transfer,
card,
mobile_money,
crypto,
wallet
​
org_id
string | null
​
beneficiary_id
string
​
transaction_id
string | null
​
target_amount
number<float> | null
​
target_currency
string | null
​
from_currency
string | null
​
region_id
string | null
​
payment_path_method
enum<string> | null
Available options:
direct,
intermediary,
third_party
​
bank_account
object
​
card_details
object
​
mobile_money_details
object
​
payer_details
object
​
recipient_info
object
​
metadata
object
​
user_metadata
object
​
webhook_metadata
object
​
fee_ids
string[]
​
total_fees
number<float> | null
​
provider
enum<string> | null
Available options:
manual,
crypto,
fiat,
hybrid,
sarepay,
paystack,
flutterwave,
truelayer,
yellowcard,
stripe,
paypal,
trustpayment,
squad
​
provider_payment_id
string | null
​
provider_status
string | null
​
provider_data
object
​
payout_initiated
boolean
​
payout_id
string | null
​
instructions
string | null
​
comments
string | null
​
created_at
string<date-time>
​
updated_at
string<date-time>