curl --request POST \
  --url https://prod-api.pcxpay.com/v1/virtual-accounts/onboard \
  --header 'Authorization: <authorization>' \
  --header 'Content-Type: application/json' \
  --header 'X-Api-Key: <x-api-key>' \
  --data '
{
  "org_id": "<string>",
  "user_id": "<string>",
  "email": "jsmith@example.com",
  "first_name": "<string>",
  "last_name": "<string>",
  "phone": "<string>",
  "initial_balance": 123
}
'

{
  "status": "<string>",
  "data": {
    "account_id": "<string>",
    "org_id": "<string>",
    "user_id": "<string>",
    "currency": "<string>",
    "balance": 123,
    "ledger_balance": 123,
    "account_number": "<string>",
    "bank_name": "<string>",
    "created_at": "2023-11-07T05:31:56Z",
    "updated_at": "2023-11-07T05:31:56Z"
  }
}